HJ Real Estates LLC (“Company,” “we,” “us,” or “our”) is committed to maintaining transparency about the potential risks involved in real estate investment through our mobile application (“App”) and related services. This Risk Disclosure Policy is designed to help users (“you,” “investors”) understand the key risks before participating in any investment activity with us.
The purpose of this policy is to disclose the financial, operational, market, and regulatory risks associated with investing in real estate projects managed by HJ Real Estates LLC. By using the App or engaging in any investment with the Company, you acknowledge that you have read, understood, and accepted this Risk Disclosure Policy.
While our investment model includes structured, fixed returns as outlined in the Agreement cum Application, please note:
Returns depend on the Company’s continued ability to meet its obligations.
No returns are guaranteed beyond what is specifically stated in your signed agreement.
Real estate investments are subject to fluctuations in property values, rental yields, and market demand.
Economic downturns, geopolitical shifts, or regulatory changes can impact performance.
Investments are subject to a 40-month lock-in period and cannot be withdrawn or canceled during this time.
Real estate is an illiquid asset class; converting investments to cash may take time.
Project execution relies on the Company’s management team and third-party service providers.
Delays, mismanagement, or inefficiencies may affect projected returns.
The use of Special Purpose Vehicles (SPVs) or other legal entities may involve operational or regulatory risks.
All investments are governed by UAE laws and regulations. Changes in law or compliance requirements may affect investment execution.
Investors are responsible for ensuring compliance with laws in their own jurisdictions
Unforeseen events such as natural disasters, pandemics, or political instability may disrupt operations or cause delays.
While structured returns are planned, unforeseen financial or market disruptions could result in partial or complete default on returns.
The Company does not provide financial , legal, or tax advice. Investors should consult with their own independent advisors to determine whether the investment aligns with their personal financial goals, risk appetite, and legal situation.
By investing through HJ Real Estates LLC, you acknowledge and agree that:
You have fully understood and accepted the risks listed in this Policy.
You have reviewed and signed an Agreement cum Application outlining the investment terms.
You have conducted your own due diligence before making an investment.
You accept that the Company is not liable for losses resulting from any of the risks described in this document.
While the Company aims to manage investments responsibly:
We are not liable for losses caused by market shifts, operational delays, regulatory changes, or force majeure.
The Company’s liability is strictly limited to the terms outlined in the signed Agreement cum Application.
Failure to comply with applicable laws.
This Risk Disclosure Policy shall be governed by the laws of the United Arab Emirates (UAE). Any disputes shall fall under the exclusive jurisdiction of the Dubai Courts.
If you have any questions or require further clarification, please reach out to us:
📞 Phone: +971 54 378 1770
🏢 Address: 1104, Silver Tower, Business Bay, Dubai, UAE
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